Asda Money Select Credit Card Review

Master your finances with our ultimate Asda Money Select guide! Explore 11 spectacular benefits, from 1% cashback to app-based management.

The Asda Money Select Credit Card is an absolutely sensational opportunity for UK residents to revitalise their credit profile while filling their kitchen cupboards! This isn’t just a card; it’s a high-energy reward machine designed to turn your weekly grocery run into a massive win for your bank balance! From the moment you tap your card at the till, you’ll feel an incredible surge of empowerment, knowing that you are earning real “Asda Pounds” while proving your reliability to the financial world. It’s an exhilarating feeling to watch your Rewards Cashpot grow as your credit score climbs to new heights!

What makes this card so spectacularly unique is how it puts the “Select” into credit-building. Asda Money and Jaja Finance have teamed up to create a digital-first experience that is perfectly tuned to the needs of the modern British consumer. By offering a refined app and a suite of benefits that reward your loyalty, they have turned the journey of credit repair into a high-octane success story! Whether you’re buying school uniforms at George or filling up for the school run, this card is the vibrant partner you’ve been looking for to supercharge your financial destiny. Get ready to embrace a new era of shopping with total confidence!

CREDIT CARD

ASDA Money Select

Earn Cashback No Annual Fees

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 Exceptional benefits, tailored to you

1. High-Performance Grocery Cashback– It is absolutely incredible to get 1% back on your Asda groceries and fuel! This benefit is a total game-changer, effectively giving you a discount on your most important weekly expenses.
2. Everywhere-You-Go Rewards – The rewards don’t stop at the supermarket doors; you earn 0.3% back on every single purchase you make outside of Asda! It ensures your daily coffee or morning commute is always working for you.
3. Zero Annual Account Fee – Enjoy the thrill of a premium reward-earning tool with absolutely £0 annual fees! This ensures that your hard-earned rewards stay in your pocket rather than paying for the card itself.
4. Instant Cashpot Boosts – New customers can frequently enjoy a brilliant £20 head-start in their Rewards Cashpot! It’s a fantastic way to celebrate joining the Asda Money family and seeing the value immediately.
5. Risk-Free Eligibility Check – You can check your chances of approval with pure excitement because it won’t leave a mark on your credit record! Find out your likely limit and APR in seconds without any stress.
6. State-of-the-Art Mobile App – The Asda Money Credit Card app is a masterpiece of digital convenience! You’ll love the rush of seeing your Asda Pounds update and being able to manage your account 24/7 with total ease.
7. Universal Visa Recognition – The world is truly your oyster with a card accepted at over 35 million locations worldwide! From local boutiques to international hotels, your Asda Select card is your key to the globe.
8. Lightning-Fast Contactless Pay – Experience the sheer convenience of tapping and going! The latest tech ensures your transactions are as fast as a heartbeat and perfectly secure up to the current UK limit.
9. Digital Wallet Compatibility – Seamlessly add your card to Apple Pay or Google Pay for a truly modern shopping experience! You don’t even need your physical card to start earning those valuable Asda Pounds.
10. Advanced Identity Protection – Sleep soundly knowing your account is monitored by sophisticated fraud detection systems! Your peace of mind is a top priority, ensuring your funds and rewards are always guarded.

Our Selection Criteria

• Residency: We welcome applications from permanent legal residents of the United Kingdom.
• Age: Applicants must be aged 18 or over.
• Financial Standing: You should hold a UK bank or building society account, with a record of sound financial management.
• Income: A stable annual income (typically £20,000+) is generally expected for a successful application.
• Welcome Reward: To enjoy our 5% introductory bonus, you must not have held a personal American Express Card in the past 24 months.

How to start your application today

1. Visit the Asda Money website and select the “Select Credit Card” option.
2. Click the “Check Eligibility” button to see your status without impacting your score.
3. Log in to your Asda.com account or register for a new one when prompted.
4. Fill out the simple online form with your address history and financial details.
5. Review your personalised APR and credit limit offer.
6. Once accepted, sign the digital agreement, and your new card will arrive by post in 7-10 working days!

Our guide to your most common questions

1. What are Asda Pounds? They are the rewards you earn, which can be converted into vouchers to spend at Asda!
2. Does this card have an annual fee? No, it is completely free of annual or monthly membership charges!
3. What is the typical APR? The representative APR is 34.9% (variable).
4. Can I use this card to build my credit? Yes, it is a credit-builder card designed to help improve your score through responsible use.
5. Is there a limit to how many rewards I can earn? No, your cashback earning potential is unlimited!
6. How do I spend my rewards? Move them to your Cashpot in the app and convert them into vouchers to scan at the till.
7. Can I use the card abroad? Yes, but be aware of the 2.99% foreign transaction fee.
8. What is the minimum credit limit? Accounts start with a minimum limit of £250.
9. How often are rewards updated? You can see your pending rewards in the app almost instantly after a transaction.
10. Do I need the Asda Rewards app? Yes, you need it to link your card and spend your rewards.
11. What happens if I miss a payment? A £12 fee will apply and it could damage the credit score you are trying to build.

CREDIT CARD

ASDA Money Select

Earn Cashback No Annual Fees

APPLY NOW You will be redirected